
1. Invest and save: Honestly, if you just can keep from spending your money long enough to save some of it away, you can probably become a millionaire eventually. The online savings calculators that I consulted said that, if you save as little as 200$ a month for 40 years and invest it at 11% interest (about the returns on the historical stock market when you dividend reinvest), you too could become a millionaire -- with a lot left over. However, the trick is to free up 200$ per month to invest. I get the impression that a lot of these eventual millionaires are lucky because they never lose their jobs or have sick kids. Well, good for them.
2. Turn to crime: One of the quickest ways to become a millionaire is (even though nobody admits it) a life of crime. Selling drugs, joining organized crime, and embezzlement can net you millions. However, this method does have the downside that you will probably spend large tracks of your life in prison (or worse) and have to give Bubba a sponge bath every night. If you ask me, the money isn't worth it.
3. Have a rich relative die and leave you a big inheritance: This is probably the most effortless way to become a millionaire. If your rich uncle or grandpa dies, you could be living the life on the beaches of Cancun in no time flat. However, there are drawbacks here too. First, your relative has to actually leave you a large inheritance -- as opposed to splitting it up evenly among you and your undeserving siblings or leaving it to charity. If you think that this might happen, one strategy is to wait until your relative has a terminal illness and then start making a point of visiting him or her in the months leading up to death. Remember -- people can be very impressionable and influenced to change a will easily when they're senile.
4. Marry a millionaire: This is another great way to become a millionaire, and it even has side "benefits" to boot. However, this method is also difficult. For one thing, you have to be the caliber of person that can actually land a millionaire spouse. For a girl, this means that you have to be a knockout and have personality. For the guy, it's a little easier -- women, especially spoiled ones, love a loser. However, this method comes with additional baggage. For a girl married to a millionaire, your husband is likely to cheat on you. For a guy, you're likely to be stuck with very demanding in laws that think you're not good enough for their daughter.
5. Get a high paying job: Using a job to advance your economic fortune is clearly the most traditional path to wealth. However, with this method, you'll usually be required to either work hard, work long hours, or have a lot of formal education -- all of which take time and effort. If you want to put yourself through the torture of a long and hard job or college just so that you can be millionaire, fine; but don't expect all of us to do that.
6. Sell your soul on Ebay: From what I've heard, the devil is paying top dollar for these things on Ebay. However, you should sell yours as quickly as possible -- there is a huge supply out there.
7. Write for Associated Content: I just had to include this one so that I could laugh a bit tonight (he he he). Okay, now that over with, let us reason together: to get 1 million from your AC articles, you would need to get 1/2 of a billion page views. Do any of you see that happening?
In conclusion, becoming a millionaire is more difficult that it seems, which is probably the reason why not everyone is a millionaire.
Out of the 7 tips, #1 and #5 are the only proud ways to become a millionaire. The rest of them somehow dependent on others to get you wealth.
ReplyDeleteAlmost everyone has the chance to be a millionaire as long as you spend less than what you have earn, earn more than you spend, live within your means, saving money and investing for business and at the end you will be able to achieve your goals. Whatever means you choose, trust that you know what you want. The clearer you are about what you yearn for, the easier it is to stay focused on the goal. To make money, you must be prepared to take a few risks. You require to risk a lot regardless of the venture you intend to invest in. People often say you must only risk what you can afford to lose. It follows that risking little won't make much of a gain or make money fast. Settle on what you want beforehand and get out at the right time.
ReplyDeleteI agree with what you said there Carolan -- up to a point. However, the reason why people say "Don't risk more than you can afford to lose" is because, if something goes wrong, you could literally end up with NOTHING.
ReplyDeleteAlso, I'm assuming that your comments about "Almost everyone has the chance to be a millionaire" are ignoring the majority of the world's population living in the developing world? True, they do have some theoretical chance of becoming a millionaire, just like I have a theoretical chance of winning the lottery twice in a row. But, both are statistically unlikely.
Thanks for your comment.
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